Use Your BRAIN!

This is a "off my head" post.  Actually it's more of a "off my heart" post.  I've been reading A LOT of posts on facebook about the lack of money.  This is then followed by how they watched something on HBO... and dropped their cell phone and HAD to buy a new one... and went to Dorothy Lane Market for dinner "because I was just too tired to cook."  Are you kidding me right now?!?!  Shut. Up.  Seriously.  Shut up!

Let's do some math people... if you are that far in debt and money is that tight... lose the cable, find the cheapest cell phone plan, and for heavens sake get over your pride and let me introduce you to Aldi's!!  

Now I know a lot of people are saying, "but Heather you drive a Cadillac, own two homes, and have a boat..."  Yes, I do.  And why?  Because I save every other freaking dime so I can have these nice things.  I clip coupons, buy my clothes at either consignment or during end of year sales (NOW is the best time to buy winter clothes!), I shop at Aldi, and I use this amazing thing called a budget.  I also worked a second part-time for the first 10 years we started our business.  Do you have the drive to work?  I'm talking I waited tables.  It wasn't glamorous, but I needed the money.  Just do it!  

If you have kids, then no you shouldn't work around the click and miss your children growing up.  But you also shouldn't be having mommy meetings at the local Starbucks.  Paying your bills and preparing for your family's future are SO important.  

I'm pretty sure I've done this before, but here is today's lesson:  Practice saying 'no'.  Would you like to order some jewelry from my party.  'no thank you'.  Would you like to buy this shirt?  "nah, I have enough."  Would you like to.... ?  NO!  Would you like to pay for your child's doctor visit?  YES!  Would you like to pay your car payments on time?  YES!  

For more information, please check out Dave Ramsey's website, here.  And if you know me on a personal level and ever want advice, I'm all ears.  And please note, this kind of crap is not repeated.  But stop complaining and start changing!